Free tools

Calculators and checklists for US companies paying international contractors, plus India payroll tools. All free, instant, and no sign-up.

For US companies paying contractors

Estimate the monthly cost for a US company to hire a contractor in 12 countries, using cited 2026 rate data.

Convert a W-2 salary into the equivalent 1099 bill rate and back, with self-employment tax and benefits load.

Compare the all-in cost of an employee against a contractor using verified employer Social Security, Medicare and FUTA rates.

Compare what it costs to pay a contractor by wire, Wise, PayPal or Payoneer, including the hidden FX markup.

Answer two questions to find which IRS form you collect from a contractor: W-9, W-8BEN or W-8BEN-E.

A step-by-step checklist to collect and verify Form W-8BEN and W-8BEN-E from foreign contractors before payment.

Gauge contractor misclassification risk against the IRS common-law factors: behavioral control, financial control and type of relationship.

Convert an annual CTC into monthly take-home with a full PF, ESI, TDS, HRA and gratuity breakdown.

Check an Indian payslip for correct PF, TDS, ESIC and professional tax against the current statutory rules.

Compute tax under both Indian regimes with HRA, 80C, 80D, home loan and NPS, and see the winning regime.

Run the Section 10(13A) least-of-three formula for metro and non-metro cities to split exempt and taxable HRA.

Compute gratuity under the Payment of Gratuity Act 1972 with the Section 10(10) exemption and the ceiling.

Compute an India full and final settlement with pending salary, leave encashment, gratuity, notice buyout and TDS.

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