TL;DR
Native Teams is a credible global work platform out of London with strong European and Balkan EOR coverage, a distinctive freelancer wallet product, and competitive headline pricing from $99 per employee per month. Where it does not lead is depth of Indian employment compliance: India is one of 85+ markets rather than the entire roadmap, direct entity coverage is concentrated in Europe, and key India workflows like state Professional Tax, PF UAN transfer, and automated full-and-final settlement are not the platform’s primary focus. Omnivoo is India-only by design, lists $149-$349 per employee per month, charges zero FX markup, and runs on direct registrations in all 28 states and 8 union territories. For full-time Indian employees, the depth gap matters more than the $50 per month price gap.
| Dimension | Native Teams | Omnivoo |
|---|---|---|
| Headline EOR price | From $99 per employee per month | $149-$349 per employee per month |
| Contractor / freelancer | $19 per person per month | EOR-focused (no contractor tier at launch) |
| Country coverage | 85+ countries | India only |
| Strongest region | Europe and Balkans | India (all 28 states + 8 UTs) |
| FX markup | Not publicly disclosed | 0% (mid-market pass-through) |
| First-hire onboarding (India) | 7-14 business days typical for partner-routed markets | 5-7 business days |
| Best for | European hiring and freelancer wallets | India-only or India-primary teams |
About Native Teams
Native Teams was founded in 2020 by Jack Thorogood, Nikola Bubevski, and Aleksandra Mitrevska, with a head office in London and significant operations in North Macedonia where the team has deep local roots. The company raised a 6.275 million euro round to fund global expansion and has built a product around three connected ideas: an Employer of Record service that reaches 85+ countries, a contractor management layer for invoicing and payments, and a consumer-grade freelancer wallet with a Mastercard, IBAN account, and 1 percent monthly cashback that is genuinely differentiated in the market.
The strongest part of the Native Teams product, judged honestly, is the wallet and freelancer payouts experience for European and Balkan workers. The platform is also competent on European EOR thanks to direct entity coverage across many EU countries and a UK base that simplifies cross-border payroll for British and Irish-headquartered customers. Pricing is genuinely competitive at the headline level - $99 per employee per month for EOR and $19 per person per month for contractors places Native Teams well below premium global providers like Deel and Remote, which is partly why the company appeals to small and mid-sized European businesses hiring across the continent.
What Native Teams is not built for, structurally, is depth of Indian employment compliance. India sits inside an 85+ country footprint where each market competes for product, compliance, and engineering attention. Reviews flag slower transaction times for some workflows, limited integrations versus larger competitors, and coverage that varies in quality outside Europe. Indian-specific features like state Professional Tax handling across all 28 states, automated full-and-final settlement under Indian labour law, and the Form 16 generation deadline of June 15 each year are not the kind of things a platform optimizes for unless India is the primary market - which it is not, for Native Teams.
About Omnivoo
Omnivoo is an India-only Employer of Record built for companies whose hiring is primarily or entirely in India. The platform handles payroll, statutory compliance, benefits, onboarding, and offboarding across all 28 Indian states and 8 union territories from registered local entities and direct authority filings. Pricing is transparent at $149-$349 per employee per month depending on team size and feature tier, with no setup fee, no deposit, and no FX markup. The product is built around the specifics that matter in Indian employment: CTC structuring, Provident Fund ECR filing, ESI, state Professional Tax, Labour Welfare Fund, TDS under both old and new regimes, gratuity provisioning, and automated full-and-final settlement.
The differentiator beyond depth is the AI-driven compliance engine. Indian labour law is fragmented across central acts (EPF, ESI, Income Tax, Payment of Gratuity, the new labour codes), state Shops & Establishments Acts, and state-specific Professional Tax and LWF schedules. Omnivoo’s compliance layer monitors regulatory changes across all 28 states and surfaces the ones that affect each customer rather than expecting customers to track them inside a global feature roadmap. The entire engineering and compliance team is allocated to a single jurisdiction, which is the structural reason an India specialist outperforms a generalist on India.
Side-by-side comparison
| Native Teams | Omnivoo | |
|---|---|---|
| Headquarters | London, UK (operations in North Macedonia) | Bangalore, India |
| Founded | 2020 | 2024 |
| Founders | Jack Thorogood, Nikola Bubevski, Aleksandra Mitrevska | Rohan Sasne, Amar Parab |
| Country coverage | 85+ countries | India only |
| Strongest region | Europe and Balkans | India (all states + UTs) |
| EOR fee per employee per month (USD) | From $99 | $149-$349 |
| Contractor / freelancer fee per person per month | $19 | Not offered at launch |
| Setup fee | Variable, partner-dependent for some markets | $0 |
| FX markup | Not publicly disclosed | 0% (mid-market pass-through) |
| First-hire onboarding (India) | 7-14 business days typical | 5-7 business days |
| India PF, ESI, TDS, PT compliance | Handled, partner-routed in India | Direct, all states + UTs |
| State Professional Tax registrations | Major-state coverage via partners | Direct active registrations in every PT-levying state |
| Statutory filings (Form 24Q, ECR, ESI returns) | Yes, partner-supported | Yes, automated and tracked |
| CTC structuring optimization | Template-based | Optimized basic / HRA / special allowance for take-home |
| Employee self-service portal | Yes (generic, multi-country) | India-specific: declarations, PF, Form 16 by June 15 |
| Freelancer wallet (multi-currency, IBAN, card) | Yes - distinctive product strength | Not offered |
| Customer support presence | UK and Macedonia teams; regional global support | India-dedicated team in IST |
| F&F settlement automation | Standard process, partly manual | Automated calculation + payment + PF transfer |
| Best for | European hiring, freelancer payouts | India-only or India-primary teams |
Pricing deep-dive: 5 India engineers at ₹20 LPA each
Real costs are easier to compare on a worked example. Take a team of 5 software engineers in India, each on a CTC of ₹20 lakh per annum. Total annual gross payroll is ₹1,00,00,000 (~$119,000 at ₹84 = $1).
On Native Teams (~$99/employee/month headline, FX markup undisclosed - assume conservative 1.5%):
- EOR fee: 5 × $99 × 12 = $5,940
- Estimated FX markup on ~$119,000 INR payroll at 1.5%: $1,785
- Employer PF (12% on capped basic of ₹15,000): 5 × ₹21,600 = ₹1,08,000 = $1,286
- Gratuity provisioning (4.81% of basic): roughly $1,720
- Possible India partner / setup uplift (variable): not included in baseline
- Estimated all-in annual cost: ~$10,731 plus any partner uplift and undisclosed spread above 1.5%
On Omnivoo ($249/employee/month mid-tier, 0% FX markup):
- EOR fee: 5 × $249 × 12 = $14,940
- FX markup: $0
- Employer PF: same statutory cost = $1,286
- Gratuity provisioning: same statutory cost = $1,720
- Estimated all-in annual cost: ~$17,946
Native Teams genuinely wins on headline price - the $99 fee is materially below Omnivoo’s $249 mid-tier. Two caveats matter. First, the FX markup on Native Teams is not publicly disclosed; if the actual spread is 2.5-3 percent rather than 1.5 percent, the gap closes by another $1,200-$1,800 per year. Second, the $99 tier covers a generalist EOR engagement; items not in the line - state PT registration changes, PF UAN transfer-in handling, automated F&F, Form 16 by deadline, salary structuring optimization, IST-hours support - are operational labour the customer either does itself or pays for separately. For broader pricing context, see our best EOR India and cheapest EOR India breakdowns.
India compliance: where the gap shows up
India is not a single jurisdiction for compliance purposes. Each state runs its own Shops and Establishments Act, its own Professional Tax schedule, and (in many cases) its own Labour Welfare Fund regime. The differences matter operationally:
- Maharashtra: Professional Tax is ₹200/month for 11 months and ₹300 in February (the famous “February top-up”). LWF is biannual.
- Tamil Nadu: Professional Tax is filed half-yearly, not monthly, on slabs that differ from Karnataka and Maharashtra.
- Karnataka: Flat ₹200/month above the salary threshold, monthly remittance.
- West Bengal: Monthly slabs with separate LWF filing.
- Gujarat, Andhra Pradesh, Telangana, Kerala, Madhya Pradesh, Odisha: Each has its own rate card and filing cadence.
- Punjab, Haryana, Delhi: No state PT in Delhi or Haryana, but Shops & Establishments rules still vary.
Native Teams handles India through a global multi-country product and does not publish state-by-state PT registration depth. Smaller-state coverage with multi-country EORs typically involves partner workflows that add 3-7 days to onboarding and manual steps for any state change. Omnivoo holds direct active PT registrations in every state that levies it and auto-files on the right cadence per state. The new labour codes - Code on Wages, Industrial Relations, Social Security, and OSH - layer further complexity, particularly around the redefinition of “wages” (which affects PF, gratuity, and bonus). See our India labour codes 2025 explainer.
CTC structuring and take-home optimization
Indian compensation is uniquely structured. A ₹20 LPA package is rarely a single number - it splits across basic salary, HRA, special allowance, LTA, employer PF, gratuity, and sometimes meal vouchers, NPS contribution, and book/internet reimbursement. The split has real consequences:
- Basic too high: PF and gratuity provisioning rise, employer cost goes up.
- Basic too low (below 50% of CTC under the new wage code): Compliance risk under the Code on Wages.
- HRA suboptimal vs rent paid: Employee loses tax exemption headroom.
- Special allowance over-loaded: Fully taxable, lower take-home for the same CTC.
Native Teams provides a compliant default template appropriate to a multi-country product. Omnivoo’s CTC engine actively models the optimum split for a given CTC, location (HRA exemption depends on metro vs non-metro classification), expected rent, and tax regime preference, then shows the projected take-home and employer cost side-by-side before the offer is sent. The difference between a default template and an optimized split is typically 4-7 percent of monthly take-home for the employee at zero additional employer cost - meaningful for retention and competitiveness on offer letters. Read our Indian salary structures (CTC) primer for the full mechanics.
Where Native Teams genuinely wins: freelancer payouts
Honesty about competitor strengths matters. Native Teams’ freelancer wallet, IBAN account, Mastercard, and 1 percent monthly cashback on wallet funds is a distinctive product that no India-specialist EOR offers. For European and Balkan freelancers who invoice global clients and want a consumer-grade financial product alongside their work platform, Native Teams is a great answer at the $19 contractor tier. If your actual problem is paying independent contractors across Europe rather than employing full-time Indian staff with PF, ESI, gratuity, and a state Shops & Establishments contract, Native Teams or another freelancer-focused platform is the right tool - not an India EOR.
FX markup: the hidden cost
FX markup is the most consistently underestimated cost in global EOR pricing because it does not show up on the published rate card. Mechanically, the EOR receives USD/EUR/GBP from the customer, converts to INR for payroll, and books the spread between the mid-market rate and the rate applied to the customer.
Native Teams describes its FX approach as competitive real-time rates with options for forward contracts and rate locking. The platform does not publish the exact spread, which is common for global EOR platforms. On a 10-person Indian team with average ₹20 LPA CTC, total annual payroll converts to roughly $238,000.
| FX markup | Annual cost added |
|---|---|
| 0% (Omnivoo mid-market) | $0 |
| 1% | $2,380 |
| 1.5% | $3,570 |
| 2% | $4,760 |
| 2.5% | $5,950 |
The honest buyer move with any global EOR is to ask for the exact rate applied on the last three payroll disbursements vs the mid-market rate (Reuters or XE) on the same date - this reveals more about your true cost than the headline fee. Omnivoo discloses the rate on every invoice and applies zero markup. For the broader India EOR pricing landscape, see best EOR India.
Employee experience comparison
| Feature | Native Teams | Omnivoo |
|---|---|---|
| Monthly payslip with full CTC breakdown | Standard generic format | India-standard with PF/ESI/PT/TDS detail |
| Section 80C / 80D investment declaration UI | Basic | Full workflow with rent receipts, HRA proof, 80C instruments |
| Form 16 download | Yes | Yes, by June 15 deadline |
| Old vs new tax regime comparison tool | Limited | Yes, with mid-year switching support |
| PF UAN balance and passbook link | Generic | Available with transfer-in tracking |
| Leave management with state-specific rules | Generic policy | State Shops & Establishments-aware |
| Freelancer wallet, IBAN, Mastercard | Yes - product strength | Not offered |
| Mobile responsiveness | Yes | Yes |
| Hindi-language support | Limited | Available on request |
Native Teams’ portal is competent and the wallet product is genuinely good for the freelancer use case. Omnivoo’s portal is built around the workflow Indian full-time employees expect from their previous Indian employer - which materially reduces HR support tickets in the first 90 days.
Support and response time
| Aspect | Native Teams | Omnivoo |
|---|---|---|
| Support team location | London and North Macedonia, regional global coverage | India (IST hours) |
| India expertise | Generalist with India partner support | Dedicated India compliance team |
| Response time (standard) | Variable; reviews flag slower complex-case handling | Same business day |
| Escalation for compliance issues | Tiered support system | Direct access to India compliance lead |
| Language | English plus regional European languages | English plus Hindi |
For India-specific compliance questions - PF transfer issues, TDS discrepancies, state registration problems - having a support team that operates in IST and understands the local regulatory landscape reduces resolution time significantly. Native Teams’ team is well-suited to European hours and European compliance, which is the reverse trade-off.
When to choose Native Teams
Be honest about the right tool for the job. Native Teams is the better choice when:
- Your hiring is primarily in Europe and the Balkans with India as a secondary market
- You need a freelancer wallet, IBAN, and Mastercard for independent contractors
- You want a single platform across multiple European countries and India is one of many
- Your priority is lowest headline EOR price at the $99 tier and you accept undisclosed FX as the trade-off
- You are a UK or EU-headquartered company that values a London-headquartered partner
If you are hiring in Germany, Spain, Serbia, North Macedonia, the UK, and India simultaneously, an India-only specialist is the wrong fit and Native Teams is a credible answer.
When to choose Omnivoo
Omnivoo is the better choice when:
- India is your only or primary hiring market (5+ employees)
- You need state-level depth including Tier 2 and Tier 3 cities and Professional Tax across all 28 states
- You want transparent FX with zero markup and the mid-market rate on every invoice
- You need automated F&F settlement rather than a manual process
- You expect Indian employees to have an India-standard payroll experience (full CTC payslips, declaration workflows, Form 16 by June 15)
- You want a support team in IST with India-specific compliance expertise
For a broader landscape view, see our top EOR providers India 2026 and EOR vs entity India analyses.
Migration: how to switch from Native Teams to Omnivoo
Switching providers in India is sensitive because of PF continuity, gratuity tenure, and statutory filings, but it is routine. Omnivoo handles most of the lift across four steps: data export from Native Teams (payroll history, Form 16 copies, PF UAN numbers, ESI numbers, leave balances, CTC breakdowns), employee notification with revised offer letters showing identical CTC and take-home, full-and-final settlement at Native Teams on a clean month-end cut-over with PF UAN transfer to preserve gratuity tenure, and Day 1 onboarding at Omnivoo where PF UANs are linked, state PT registrations move to Omnivoo’s filings, and the first payroll runs on schedule with bridged group health continuity. Most migrations complete within a single payroll cycle. The common stumbling blocks - mid-month cut-overs, inconsistent CTC breakdowns, and dual Form 16 generation across the financial year - are handled by Omnivoo’s onboarding team as standard.
The bottom line
Native Teams is a credible global work platform with a strong freelancer wallet, real European and Balkan EOR strength, and competitive headline pricing. Omnivoo is an India-only EOR with deeper state-level compliance, zero FX markup, faster onboarding, and an India-standard employee experience. European staff and freelancers tilt toward Native Teams; full-time Indian employees who need PF, ESI, state PT, gratuity, automated F&F, and Form 16 on the June 15 deadline tilt toward Omnivoo.