.fin-hero{padding:calc(var(--offer-bar-h, 0px) + var(--nav-h, 58px) + 44px) 40px 64px;position:relative;overflow:hidden}.fin-hero:before{content:"";position:absolute;top:-200px;right:-200px;width:700px;height:700px;background:radial-gradient(ellipse,rgba(3,212,124,.06),transparent 60%);pointer-events:none}.fin-hero-in{max-width:1320px;margin:0 auto;position:relative;z-index:1}.fin-hero-text{max-width:720px;margin-top:32px}.fin-eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--green-ink);margin-bottom:20px}.fin-eyebrow-dot{width:7px;height:7px;border-radius:50%;background:var(--g)}.fin-h1{font-size:clamp(36px,5.5vw,64px);line-height:1.05;letter-spacing:-.03em;font-weight:800;color:var(--t1);margin:0 0 20px}.fin-lead{font-size:clamp(16px,2vw,19px);line-height:1.6;color:var(--t2);margin:0 0 24px;max-width:620px}.fin-hero-cta{display:flex;flex-wrap:wrap;gap:12px}.fin-section{padding:0 40px 88px}.fin-in{max-width:1320px;margin:0 auto}.fin-in-narrow{max-width:900px;margin:0 auto}.fin-h2{font-size:clamp(26px,3.4vw,38px);line-height:1.15;letter-spacing:-.02em;font-weight:800;color:var(--t1);margin:0 0 12px}.fin-sub{font-size:16px;line-height:1.6;color:var(--t2);margin:0 0 36px;max-width:640px}.fin-partner{font-size:13px;line-height:1.55;color:var(--t3);margin:0}.fin-hero .fin-partner{margin-top:8px}.fin-risk{margin:4px 0 0;padding:14px 18px;border:1px solid rgba(196,122,0,.35);border-left:3px solid #c47a00;border-radius:10px;background:#c47a000f;font-size:13.5px;line-height:1.6;color:var(--t2);max-width:640px}.fin-problem{padding:32px;border:1px solid var(--border);border-radius:16px;background:var(--cream)}.fin-problem p{font-size:clamp(17px,2.2vw,21px);line-height:1.55;color:var(--t1);margin:0;max-width:820px}.fin-problem p+p{margin-top:14px;font-size:16px;color:var(--t2)}.fin-flow-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.fin-flow-step{padding:24px;border:1px solid var(--border);border-radius:14px;background:#fff;height:100%}.fin-flow-n{width:30px;height:30px;border-radius:50%;background:var(--g);color:#fff;font-size:14px;font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:14px}.fin-flow-t{font-size:17px;font-weight:700;color:var(--t1);margin-bottom:8px}.fin-flow-d{font-size:14px;line-height:1.6;color:var(--t2);margin:0}.fin-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.fin-grid>*{height:100%}.fin-card{display:flex;flex-direction:column;height:100%;padding:22px;border:1px solid var(--border);border-radius:16px;background:#fff}.fin-card-ic{width:38px;height:38px;border-radius:10px;background:var(--gl);color:var(--green-ink);font-size:13px;font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:16px}.fin-card-t{font-size:16px;font-weight:700;color:var(--t1);margin-bottom:6px}.fin-card-d{font-size:14px;line-height:1.55;color:var(--t2);margin:0}.fin-who{padding:28px 32px;border:1px solid var(--border);border-radius:16px;background:#fff}.fin-who p{font-size:16px;line-height:1.65;color:var(--t2);margin:0;max-width:820px}.fin-faq-list{display:grid;gap:10px}.fin-faq-item{border:1px solid var(--border);border-radius:12px;background:#fff;padding:0}.fin-faq-item summary{cursor:pointer;list-style:none;padding:18px 20px;font-size:16px;font-weight:700;color:var(--t1)}.fin-faq-item summary::-webkit-details-marker{display:none}.fin-faq-item summary:after{content:"+";float:right;color:var(--green-ink);font-weight:800}.fin-faq-item[open] summary:after{content:"−"}.fin-faq-item p{margin:0;padding:0 20px 20px;font-size:15px;line-height:1.65;color:var(--t2)}.fin-cross{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.fin-cross-card{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:22px 24px;border:1px solid var(--border);border-radius:14px;background:#fff;text-decoration:none;transition:border-color .18s ease,transform .18s ease}.fin-cross-card:hover{border-color:var(--g);transform:translateY(-2px)}.fin-cross-t{font-size:16px;font-weight:700;color:var(--t1)}.fin-cross-d{font-size:13.5px;color:var(--t2);margin-top:2px}.fin-cross-arrow{color:var(--green-ink);font-weight:800;flex-shrink:0}.fin-cta-in{max-width:900px;margin:0 auto;text-align:center;padding:48px 40px;border:1px solid var(--border);border-radius:18px;background:var(--cream)}.fin-cta-h{font-size:clamp(24px,3.2vw,34px);font-weight:800;letter-spacing:-.02em;color:var(--t1);margin:0 0 12px}.fin-cta-d{font-size:16px;line-height:1.6;color:var(--t2);margin:0 auto 26px;max-width:520px}.fin-cta-row{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}@media(max-width:1040px){.fin-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:820px){.fin-hero{padding:calc(var(--offer-bar-h, 0px) + var(--nav-h, 58px) + 28px) 20px 48px}.fin-section{padding-left:20px;padding-right:20px}.fin-flow-grid,.fin-cross{grid-template-columns:1fr}.fin-problem{padding:22px}.fin-cta-in{padding:32px 22px}.fin-hero-cta .btn-fill,.fin-hero-cta .btn-line,.fin-cta-row .btn-fill,.fin-cta-row .btn-line{width:100%;text-align:center}}@media(max-width:540px){.fin-grid{grid-template-columns:1fr}}